Expats

Get a mortgage in Ireland while living abroad

Looking to secure a mortgage for your return to Ireland? Our Irish Expat Mortgage solutions make it possible to buy your dream home while still working abroad. Find out how.

irish-mortgage-abroad-applications

Getting an Irish Expat Mortgage While Working Abroad – Yes, It’s Possible!

Dreaming of coming home to Ireland? If you’re one of the many Irish expat citizens working abroad, you might think you need to move back first before securing a mortgage. We have good news – you don’t have to wait.

Whether you left Ireland to explore the world or seek opportunities elsewhere, we understand that planning your return includes finding the perfect home. That’s where an Expat Mortgage (also known as Non-Resident Mortgages) come in. These specialized loans are designed specifically for Irish ex-pats like you, offering:

  • Up to 65% loan-to-value (LTV) financing
  • Flexibility to rent out the property until your return
  • Full support throughout the application process

Why Choose Top Mortgages?

Navigating a mortgage application from overseas can feel overwhelming, especially if it’s your first time. As specialists in Expat Mortgages, our qualified advisers at Top Mortgages handle everything for you, including:

  • Complete mortgage application management from start to finish
  • Expert guidance on qualification criteria
  • Arrangement of essential Home and Life Insurance coverage
  • Personal support across time zones

Starting Your Journey Home

Simple Application Process

We’ve made the application process simple and straightforward. No need to wade through complex paperwork – just take these easy steps:

  1. Click ‘Apply Now‘ and provide your contact details
  2. We’ll schedule a call at a time that works for you
  3. Let us handle the rest while you focus on planning your return

Ready to Get Started?

Want to explore your options? Use our online Calculator to estimate your monthly repayments. Ready to talk? Reach us internationally at +353 51 361040 (Monday-Friday, 9am – 5.30pm GMT).