Income Protection Insurance Protects Your Salary

Don't let illness or injury affect your income. Get comprehensive income protection insurance that safeguards your salary when you can't work.

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2 mins to complete, no obligation

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112 Reviews5.0 out of 5

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Spotlight

Why Choose Income Protection?

Income protection insurance provides essential financial security if you're unable to work due to illness or injury in Ireland. It helps maintain your standard of living by providing regular payments until you're able to return to work or reach retirement age.

Up to 75% of Salary

Receive up to 75% of your regular income (less any State Illness Benefit) while you're unable to work

Tax Relief Available

Claim tax relief at your marginal rate on premium payments under Section 471 TCA 1997

Occupation Specific

Coverage tailored to your specific occupation, with options for both public and private sector workers in Ireland

Application Process

Fast track your income protection application

Get expert guidance every step of the way with a dedicated advisor, making your income protection approval process faster and stress-free.

Get Your Personalised Quote

"Very contactable which was a huge bonus in this process."

Richard Flynn
Broker Benefits

Get the best rates as we're not tied to any single insurance provider

Working with multiple Irish Insurers' to find the most competitive income protection rates and flexible repayment options, tailored to suit your needs.

With

Top Mortgages
  • Wide Range of Products
    Life term & mortgage protection insurance
  • Personalized Service
    Unbiased financial advice tailored to your personal circumstances
  • Customized Solutions
    Self-employed, Expats & special cases welcome
  • Access to Exclusive Deals
    Insurance policies & options not available direct from retail insurance providers
  • Expert Market Knowledge
    Every income protection rate from all Irish insurance providers
vs

Traditional income protection provider

  • Limited product range
  • Generic financial advice
  • Inflexible appointment times
  • Default bias to their products only
  • Frequent 'Computer-Sayes-No' attitude
  • No guarantee your getting the lowest rate
  • Single insurance option for mortgage protection
  • Averse to handling previous claim issues
  • Often No options for pre-existing conditions
Talk to a income protection Expert

"We recently moved our mortgage and topped up for some home improvements. I'd highly recommend him."

Feena Flanagan
Frequently Asked Questions

Questions about income protection you didn't think to ask!

Truth is, you might have alot more questions and our experts can answer them all.

The legislation doesn't directly affect claims, but flexible working arrangements should be disclosed to your insurer as they may impact your coverage level.

Yes, benefits are typically based on your current income. You should inform your insurer of any significant changes to your working hours or income.

Usually not. Most Irish income protection policies only cover earned income from employment or self-employment, not passive income sources.

Yes, many Irish policies offer proportionate benefits if you can only work reduced hours due to illness or injury, paying a percentage of your income loss.

Government support payments typically don't affect existing claims, but they may impact new claims or the calculation of benefit amounts.

Guides

Stay in the know with our income protection guides

Navigate income protection with confidence. Our expert guides break down complex choices into clear steps, empowering you to make decisions that protect what matters most.

Its never too soon to start talking about your Income Protection

Payment plans tailored to your budget - just like thousands of other Irish homeowners since 2017

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Apply online in under 6 minutes

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