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Life Assurance Secures Your Family's Future
Get guaranteed whole-of-life protection with Ireland's leading life assurance broker. Expert guidance on permanent coverage solutions.
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2 mins to complete, no obligation
112 Reviews5.0 out of 5
Spotlight
Do I Really Need Life Assurance?
A life assurance policy secures lifelong protection while building wealth for your future. You get guaranteed coverage that never expires, along with the potential to grow your investment over time.
Guaranteed Coverage
Permanent protection that lasts your entire lifetime with guaranteed payout
Investment Component
Build cash value over time while protecting your loved ones financially
Tax Advantages
Benefit from tax-efficient savings and inheritance planning options
Application Process
Fast track your life assurance application
Get expert guidance every step of the way with a dedicated advisor, making your life assurance approval process faster and stress-free.
Complete our online fact check
1Fill out a quick online form with basic details about yourself such as Name, if you smoke and how much cover you think you may want.
Get assigned a personal advisor
2We’ll assign you a dedicated advisor who will be your main contact throughout the process, answering any questions and helping you choose the best insurance package and rate for your circumstances.
We submit your application
3After we have discussed the life assurance options with you and you have agreed on a policy and rate we submit your application to the insurance company for approval which usually takes about 48 hours.
Sign the paperwork, your now covered !
4When your life assurance policy application is approved, you just need to sign the paperwork and your policy is now complete and active.
"Very contactable which was a huge bonus in this process."
Broker Benefits
Get the best rates as we're not tied to any single insurance provider
Working with multiple Irish Insurers' to find the most competitive life assurance rates and flexible repayment options, tailored to suit your needs.
With
- Wide Range of ProductsLife term & mortgage protection insurance
- Personalized ServiceUnbiased financial advice tailored to your personal circumstances
- Customized SolutionsSelf-employed, Expats & special cases welcome
- Access to Exclusive DealsInsurance policies & options not available direct from retail insurance providers
- Expert Market KnowledgeEvery life assurance rate from all Irish insurance providers
vs
Traditional life assurance provider
- Limited product range
- Generic financial advice
- Inflexible appointment times
- Default bias to their products only
- Frequent 'Computer-Sayes-No' attitude
- No guarantee your getting the lowest rate
- Single insurance option for mortgage protection
- Averse to handling previous claim issues
- Often No options for pre-existing conditions
"We recently moved our mortgage and topped up for some home improvements. I'd highly recommend him."
Feena Flanagan
Frequently Asked Questions
Questions about life assurance you didn't think to ask!
Truth is, you might have alot more questions and our experts can answer them all.
What's the impact of genetic testing on life assurance applications in Ireland?
Under Irish law, you don't have to disclose genetic test results unless the policy value exceeds €500,000, though you must still disclose diagnosed conditions.
Can I get life assurance if I work in a high-risk profession in Ireland?
Yes, though certain professions may face loading (higher premiums) or exclusions. Some insurers specialize in coverage for high-risk occupations.
How does the Irish Revenue treat life assurance payouts for inheritance tax purposes?
Life assurance payouts are generally free from income tax but may be subject to Capital Acquisitions Tax depending on who receives the benefit.
If I'm a cross-border worker (ROI/NI), which jurisdiction's rules apply to my life assurance?
The policy is typically governed by the rules of where you're resident when taking out the policy, but special considerations apply for cross-border workers.
Can I put my life assurance policy in trust after I've taken it out?
Yes, you can place an existing policy in trust at any time, which can help manage inheritance tax and ensure faster payment to beneficiaries.
Guides
Stay in the know with our life assurance guides
Navigate life assurance with confidence. Our expert guides break down complex choices into clear steps, empowering you to make decisions that protect what matters most.
