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Life Insurance To Protect Your Family's Future
Get peace of mind with Ireland's trusted life insurance broker. Simple process, competitive rates.
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Spotlight
Why Choose Life Insurance?
Life insurance provides essential financial protection for your family in Ireland. Whether you're a first-time buyer, starting a family, or planning for retirement, having the right life insurance policy ensures your loved ones are protected financially if something happens to you.
Guaranteed Lump Sum
A tax-free lump sum payment to your family in the event of your passing during the policy term
Illness coverage
Optional serious illness coverage for you and, or your partner
Tax Relief
Tax relief on premium payments (under Section 471 TCA 1997), limited to 10% of your total income.
Application Process
Fast track your life insurance application
Get expert guidance every step of the way with a dedicated advisor, making your life insurance approval process faster and stress-free.
Complete our online fact check
1Fill out a quick online form with basic details about yourself such as Name, if you smoke and how much cover you think you may want.
Get assigned a personal advisor
2We’ll assign you a dedicated advisor who will be your main contact throughout the process, answering any questions and helping you choose the best insurance package and rate for your circumstances.
We submit your application
3After we have discussed the life insurance options with you and you have agreed on a policy and rate we submit your application to the insurance company for approval which usually takes about 48 hours.
Sign the paperwork, your now covered !
4When your life insurance policy application is approved, you just need to sign the paperwork and your policy is now complete and active.
"We recently moved our mortgage and topped up for some home improvements. I'd highly recommend him."
Feena Flanagan
Broker Benefits
Get the best rates as we're not tied to any single insurance provider
Working with multiple Irish Insurers' to find the most competitive life insurance rates and flexible repayment options, tailored to suit your needs.
With
- Wide Range of ProductsLife term & mortgage protection insurance
- Personalized ServiceUnbiased financial advice tailored to your personal circumstances
- Customized SolutionsSelf-employed, Expats & special cases welcome
- Access to Exclusive DealsInsurance policies & options not available direct from retail insurance providers
- Expert Market KnowledgeEvery life insurance rate from all Irish insurance providers
vs
Traditional life insurance provider
- Limited product range
- Generic financial advice
- Inflexible appointment times
- Default bias to their products only
- Frequent 'Computer-Sayes-No' attitude
- No guarantee your getting the lowest rate
- Single insurance option for mortgage protection
- Averse to handling previous claim issues
- Often No options for pre-existing conditions
"We recently moved our mortgage and topped up for some home improvements. I'd highly recommend him."
Feena Flanagan
Frequently Asked Questions
Questions about life insurance you didn't think to ask!
Truth is, you might have alot more questions and our experts can answer them all.
Does my life insurance policy in Ireland cover me if I move abroad?
Most Irish life insurance policies remain valid if you move abroad, but you must inform your insurer. Some restrictions may apply depending on which country you move to.
Can I add my children to my life insurance policy in Ireland?
While you can't add children as named insureds, you can include children's term rider coverage for a small additional cost, typically covering them until age 18 or 21.
If I have a pre-existing condition, will I be automatically declined for life insurance?
No, many Irish insurers will still provide coverage, though you may pay a higher premium or have certain exclusions. Each case is assessed individually.
What's the difference between convertible and renewable term life insurance?
Convertible term allows you to change to a permanent policy without a medical exam, while renewable term lets you extend the policy period at set intervals, though premiums will increase.
How Much Life Insurance Do I Need?
Most financial experts recommend coverage of 10 times your annual salary. However, your specific needs may vary based on personal circumstances.
When Should I Get Life Insurance?
The best time to get life insurance is now. Premiums increase with age and health conditions, so securing coverage while you're young and healthy ensures: Lower monthly payments, Better coverage options, Fewer health-related restrictions & Long-term financial security
What Affects My Premium Costs?
Several factors influence your life insurance premiums: Age, Health status, Smoking status, Occupation, Coverage amount, Policy term length & Type of coverage
Can I Have Multiple Life Insurance Policies in Ireland?
Yes, you can have multiple life insurance policies in Ireland. This is common for people who want to separate their mortgage protection from family protection for example.
What Happens If I Miss a Payment on My Life Insurance?
Most Irish insurance providers offer flexibility when it comes to missed payments such as a grace period: Typically 30 days to make the payment without loss of coverage or ability to reduce coverage instead of cancelling if facing financial difficulties
Guides
Stay in the know with our life insurance guides
Navigate life insurance with confidence. Our expert guides break down complex choices into clear steps, empowering you to make decisions that protect what matters most.
