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Remortgage
Advantages of a remortgage include releasing equity in your house to do home improvements but also allow you save on repayments with lower interest rates when you refinance.
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Spotlight
3 important facts for every remortgage mortgage
Your first step toward a mortgage? Knowing these three essentials is a must to start your journey.
85% LTV
Borrow up to 85% of the value of your home when releasing equity depending on how much mortgage remains.
Debt Consolidation
Combine other loans and credit card debt to benefit from lower interest rates and repayments.
Green Interest Rates
If your remortgage is to retrofit your existing home, lenders are offering special reduced interest rates for this.
Application Process
Fast track your remortgage mortgage application
Get expert guidance every step of the way with a dedicated broker, making your mortgage approval process faster and stress-free.
Complete our online fact check
1Fill out a quick online form with basic details, including the type of mortgage you need, how much you want to borrow, and your income figures.
Get assigned a personal broker
2We’ll assign you a dedicated broker who will be your main contact throughout the process, answering any questions and helping you choose the best home loan option.
Review the documents needed
3We’ll arrange a call at your convenience to go over the documents you’ll need to provide, such as payslips, bank statements, and ID.
We submit your application
4Once your paperwork is reviewed and you’re happy with the mortgage package, we’ll submit your application to the lender and keep you updated on its progress.
Draw down your mortgage
5When your mortgage is approved, we’ll guide you through the final steps of drawing down the funds to purchase your new home.
"Paul was invaluable not only for securing the right loan offer but also for our peace of mind"
Broker Benefits
Compare all Irish lenders for the best repayment terms
Working with multiple Irish lenders to find the most competitive rates and flexible repayment options, tailored to suit your needs.
With
- Wide Range of ProductsHome loans & mortgage protection insurance
- Personalized ServiceUnbiased financial advice tailored to your personal circumstances
- Customized SolutionsSelf-employed, Expats & special cases welcome
- Access to Exclusive DealsMortgage rates & options not available direct from retail lenders
- Expert Market KnowledgeEvery mortgage rate from all Irish lenders
vs
Traditional Mortgage Lender
- Limited product range
- Generic financial advice
- Very limited loan solutions
- Inflexible appointment times
- Default bias to their products only
- Frequent 'Computer-Sayes-No' attitude
- No guarantee your getting the lowest rate
- Single insurance option for mortgage protection
- Averse to handling previous credit issues
- Restrictive equity release & debt consolidation
"We recently moved our mortgage and topped up for some home improvements. I'd highly recommend him."
Feena Flanagan
Frequently Asked Questions
Questions about remortgage mortgages you didn't think to ask!
Truth is, you might have alot more questions and our experts can answer them all.
What is a remortgage?
A remortgage is a new mortgage on a property you already own with a mortgage to release equity in the form of cash from the current value of your home.
Why would I remortgage?
You remortgage to get cash from your existing property for renovations, extensions or cash for other personal purposes.
What the difference between a remortgage and switching mortgage?
A remortgage releases equity from your home in cash, while switching mortgage is to reduce interest rates, payments or loan term years on your existing mortgage.
How soon can I remortgage?
There is no short answer for how soon you can remortgage as it depends on how much you have paid off your existing mortgage or how much your property has increased in value relative to your mortgage
Guides
Stay in the know with our guides
Empower yourself with the knowledge to make smart financial decisions. Our remortgage mortgage guides are designed to educate and give you the confidence to navigate the mortgage process like a pro.
